Business Startup Cost Calculator
Salon, clinic, studio or service — plan your startup budget item by item. Enter one-time and monthly costs to see your total startup cost and first-year budget.
One-time startup costs
Monthly operating costs
Fill in the items to see your budget.
How do you plan business startup costs?
When opening a business, costs fall into two groups: one-time startup costs (rent deposit, renovation, equipment, furniture, permits, initial stock) and recurring monthly costs (rent, staff, bills). For a healthy plan, don't forget a third item: reserve working capital — the cash the business needs to sustain itself in the early months until it turns a profit. This tool sums the items you enter to produce your total startup budget and first-year cost. To see how many customers a month you need to cover your monthly costs, use the break-even calculator.
Frequently Asked Questions
What makes up business startup cost?
The main items are: rent deposit and advance, renovation and decoration, equipment and devices, furniture, permits and setup costs, initial stock, and reserve working capital. Their weight varies by industry.
How much reserve working capital do I need?
A general approach is to keep at least 3-6 months of fixed costs in reserve cash. This lets you continue comfortably after opening until revenue stabilizes. The exact amount depends on industry and location.
Does this calculator give industry-specific figures?
No; you enter the figures and the tool simply sums them to ease your planning. To see typical ranges specific to your industry, refer to our related industry guides.
How do I lower my startup budget?
Second-hand equipment, a location one street off the main avenue, phased growth, and entrepreneur grants can reduce startup cost. Still, avoid cutting into your reserve capital.
Track your numbers with Piyzi after you open
With Piyzi, manage your revenue, expenses and profit-and-loss from one panel; grow your business with steady data from day one.